How can I get financial aid or grants? Scholarships won’t be enough for me, I’m afraid.
I’m not talking about student loans and responses about them aren’t going to get anywhere- I’ve done my research.
AND- it’s my choice that my parents aren’t helping me.

Well, it’s too late for this year. But, for Fall 08, go to fafsa.edu.gov, or it may be fafsa.gov.edu. Anyway, go there armed with 07’s taxes for you and your parents. Then fill out an application. After that, the school will tell you what information they want after that, give it to them, and when it all goes through, they will offer you whatever you are eligible for. However, you said your parents are pretty well off, so, you may not be eligible for much. Do it as soon as you can after January 1st. And if you don’t get grants, you may have to take loans like the rest of us.




8 Responses to “My parents make a great deal of money, but they aren’t helping me with college- how can I get financial aid?”

  1. CrZ Says:

    Do what every one else does, get a student loan.
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  2. C B Says:

    First of all, it is not your parents duty to help you with college. They may be trying to help you to make it on your own. Giving too much at this stage of your life isn’t too good. So you need to get as many scholarships as you possibly can, and then work for the rest. Once you get to college you will seee half the kids there are working a job to help pay their way.
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  3. Corozal Says:

    Claim yourself as independent on your taxes. If your parents claim you as a dependent, then you have to list their income as a source of help to you, but if they don’t claim you, then their income doesn’t factor into your need. If you are going for your first degree and are of a particular age (like younger than 21 I think) and you are sufficiently broke/poor, then you should qualify for aid, if you don’t have any drug offenses on your record.
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  4. GirlUdontKnow Says:

    point blank, if your parents make good money, you do not qualify for it – according to the government it is their choice that they believe well off parents are to pay for their child’s college. Why don’t you strike a deal with your parents, maybe you pay for your books, supplies & parking and they can pay for your tuition, that way you don’t feel like you are getting a "free ride" and still feel responsible that you are doing your part to get your education. You can do a student work program or get a part time job to cover your expenses.
    References :
    Your parents income must be reported on your financial aid application unless you are age 24 or married

  5. cars_n_snow Says:

    Just wanted to say I feel you, I know how horrible that is. My parents made a lot too so I couldn’t get hardly any financing. Finally I did get them to agree, but i had to do a lot of research and present them with the facts about why it was so difficult to get what I needed to pay.
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  6. tashaball Says:

    Well, it’s too late for this year. But, for Fall 08, go to fafsa.edu.gov, or it may be fafsa.gov.edu. Anyway, go there armed with 07’s taxes for you and your parents. Then fill out an application. After that, the school will tell you what information they want after that, give it to them, and when it all goes through, they will offer you whatever you are eligible for. However, you said your parents are pretty well off, so, you may not be eligible for much. Do it as soon as you can after January 1st. And if you don’t get grants, you may have to take loans like the rest of us.
    References :

  7. contemplating Says:

    First off, it is absolutely incorrect to say that your parents income won’t count if you file independent. I did that for a number of years and was even an emancipated minor (legally free of parents) at 15 and they still counted my parents income.
    Fill out the FAFSA and see what, if anything, they’ll give you. Then look at private loans (there are a ton of them around) and also consider getting a job. Also look into your state state’s public schools and community colleges. In addition, if you are willing to join the ROTC and put a few years into the military (either full-time, national guard, or the reserves), you can also get a considerable amount of money. I would recommend full-time military if you go that route, because you are less likely to be deployed to the middle east and you won’t have to begin your commitment until after school is out of the way.
    You could also apply for more scholarships (look on the internet for some obscure ones). And talk to your department about department specific ones.

    In addition, in some states you can sue your parents and force them to pay for part of your college (tuition + "reasonable" living expenses). For instance, in the state I grew up in parents are required by the courts to pay 50% of it if they are married, or 1/3 of it each if they are divorced or were never married.

    Good luck!
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  8. dances_with_unicorns1955 Says:

    Either suck it up and let them help you (and abide by their rules), or wait until you’re 23 and their income won’t matter. I suggest letting them help you, so that somebody who actually NEEDS help can get an education.
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